Sweat the game, not the what-ifs.
Protect against unexpected out-of-pocket-medical costs.
Did you know that 3.5 million kids receive medical treatment every year for sports-related injuries? Don’t let the fear of medical bills keep your child from playing the game. If your child is injured during practice or a game, you can be reimbursed to cover unexpected medical costs. This policy compliments your existing health insurance plan, especially if you’re on a high-deductible plan.
no deductibles or copays
provides a reimbursement of up to $2,000 or $5,000 (depending on your plan’s coverage limit)
one-time fee
covers the entire event or season
52
weeks of coverage available for the event or season
Frequently Asked Questions
We already have health insurance, why do I need this?
*Coverage limit is dependent upon your plan. Please see your policy for details.
What does this insurance cover?
Gap Medical Insurance can reimbursed out-of-pocket medical expenses up to your plan’s coverage limit if your child is injured while participating in a registered activity. Your health plan’s deductible can be included as an out-of-pocket medical expense.
What is the duration of my coverage?
Can I file multiple claims for a participant?
Yes! Multiple claims can be filed on a single participant up to the coverage limit.
How do I file a claim?
After purchase, you will receive an email from Vertical Insure containing coverage details and a link to the claims portal. Search for “Vertical Insure” in your inbox or spam folders to locate this email. The claims portal will include a short submission form that may require supporting documentation to verify the claim (medical records, receipts, or other relevant documents). You can also visit the Vertical Insure Customer Portal (customers.verticalinsure.com) to find your coverage details and the link to begin the claims process. You can also reach out to support@verticalinsure.com with any questions.
When will I receive an answer on my claim?
With proper information and documentation received, you can accept a resolution and payout typically within 5-7 business days. Any questions about your coverage can be directed to support@verticalinsure.com.
Where can I find the details of my insurance?
After purchasing insurance, you will receive an email from Vertical Insure containing the Certificate of Insurance Number or Policy ID. Search your inbox (search “Vertical Insure”) or check your spam folders for the email. If you are unable to locate the email, visit the Vertical Insure Customer Portal (customers.verticalinsure.com). Or you can send a request to support@verticalinsure.com using the email address associated your initial registration and include your name and the participant’s name.